FAQ's
Where do I start if I want to buy a home?
Start by getting pre-approved for a mortgage. This helps you understand your budget and shows sellers you’re serious. Then, connect with a trusted real estate agent to begin your home search.
How much do I need for a down payment?
It depends on the loan type. Some conventional loans require as little as 3–5%, while FHA loans may allow for even less. VA and USDA loans might require zero down if you qualify.
What are closing costs?
Closing costs are fees associated with finalizing your home purchase (like lender fees, title insurance, appraisals, etc.). They typically range from 2% to 5% of the home’s purchase price.
How long does it take to buy a home?
On average, 30–45 days from the time your offer is accepted. However, the home search phase can take longer depending on your needs and the market.
How do I know what my home is worth?
Your agent can provide a Comparative Market Analysis (CMA) to help determine a competitive price based on similar homes in your area.
Should I make repairs before listing my home?
It depends. Small repairs and updates (like fresh paint or fixing leaky faucets) can boost value. Your agent can guide you on what’s worth doing based on market conditions.
How long will it take to sell my home?
Homes typically sell in 30–90 days, but timing varies based on price, condition, location, and market demand.
What is staging, and should I do it?
Staging is preparing your home to appeal to buyers — decluttering, rearranging furniture, and sometimes adding décor. Professionally staged homes often sell faster and for more money.
What’s the difference between pre-qualification and pre-approval?
Pre-qualification is a rough estimate based on your income and credit.
Pre-approval is more official — a lender reviews your documents and gives you a specific loan amount.
Can I buy or sell a home while out of state or overseas?
Yes! With digital tools, virtual tours, e-signatures, and remote closings, we can assist you from wherever you are.
What happens on closing day?
You’ll sign all the final documents, pay closing costs, and get your keys (if buying). If selling, you’ll transfer ownership and receive payment.